Holiday Shopping: How Identity Thieves Sabotage Your Credit Score (and How to Fight Back)
An identity thief can open accounts in your name that quickly spiral out of control. If your score has suddenly fallen, this could be the silent culprit. We'll show you how to protect yourself.
How "Copycat" Shopping Sites Are Designed to Steal Your Identity and Your Good Credit Scores
The Holidays are a favorite time of the year for cyber criminals who are now creating fake shopping sites designed to look exactly like your favorite stores. We’ll show you how to protect yourself
Installment vs. Revolving Credit: What's the Difference and How It Impacts Your Credit Score
If you’re asking why did my credit score drop, often the answer lies in how these two types of accounts are reported, and whether there's an error on your report that needs to be fixed.
How Many FICO Scores Do We REALLY Have?
Surprise! You have dozens of FICO scores! Different models for mortgages, auto loans, and cards cause confusion. Take control of your credit data, regardless of the score model a lender uses.
How Accurate is Credit Karma? The Truth Behind Your "Free" Score
How Accurate is Credit Karma? it's more nuanced than you might think. Learn the truth about the VantageScore (Credit Karma) vs. FICO difference.
Is There a Magic Number of Credit Cards for a Perfect Credit Score?
The key to an excellent score is managing factors that matter most to the lenders, not card quantity. If you ask "why did my credit score drop," the issue is rarely the number of cards you possess.