Terms of Service Agreement
Effective Date: June 2024
Last Updated: June 22, 2024
Welcome to Fix Your Own Credit ("Fix Your Own Credit," "we," "us," or "our").
These Terms and Conditions ("Terms") govern your use of our website located at www.fixurowncredit.com (the "Website") and the services offered thereon (the "Services").
By accessing or using the Website or Services, you agree to be bound by these Terms. If you disagree with any part of the Terms, then you may not access or use the Website or Services.
1. Use of Website and Services
You must be at least 18 years old and have the legal capacity to enter into a binding agreement to use the Website and Services. You are solely responsible for your use of the Website and Services and any consequences thereof. You agree to comply with all applicable laws and regulations in connection with your use of the Website and Services. You agree not to use the Website or Services for any unlawful or unauthorized purpose.
2. Content and Intellectual Property
The Website and Services contain content owned by Fix Your Own Credit, including trademarks, copyrights, service marks, logos, and other intellectual property (collectively, the "Content"). You may not reproduce, modify, distribute, or commercially exploit the Content without our express written permission.
3. Third-Party Links and Services
The Website and Services may contain links to third-party websites and services that are not under our control. We are not responsible for the content or practices of any third-party websites or services. Your use of third-party websites or services is subject to the terms and conditions of those websites or services.
4. Disclaimer
The information and services provided on the Website and Services are for informational purposes only and do not constitute financial, legal, or credit counseling advice. You should consult with a qualified professional before making any decisions regarding your credit. We do not guarantee the accuracy or completeness of any information on the Website or Services. We are not liable for any errors or omissions in such information.
5. Limitation of Liability
To the fullest extent permitted by law, we disclaim all warranties, express or implied, in connection with the Website and Services, including any warranties of merchantability, fitness for a particular purpose, and non-infringement. We are not liable for any damages arising out of or related to your use of the Website or Services, including but not limited to direct, indirect, incidental, consequential, or punitive damages.
6. Termination
We may terminate your access to the Website and Services for any reason, at any time, without notice.
7. Governing Law
These Terms shall be governed by and construed in accordance with the laws of the State of California, United States of America.
8. Dispute Resolution
Any dispute arising out of or relating to these Terms shall be resolved by binding arbitration in accordance with the rules of the American Arbitration Association. The arbitration shall be held in Los Angeles, California.
9. Entire Agreement
These Terms constitute the entire agreement between you and us regarding the use of the Website and Services.
10. Changes to Terms
We may revise these Terms at any time by posting the revised Terms on the Website. Your continued use of the Website and Services following the posting of revised Terms means that you accept and agree to the revisions.
11. Contact Us
If you have any questions about these Terms, please contact us by email at [email protected]